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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,621 | $198,457-70.5% | $170,435-65.6% | $147,586-60.3% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 16.53% | 257.30%-240.8pp | 205.94%-189.4pp | 578.59%-562.1pp |
| Employer contribution / active EE | $1,914 | $6,183-69.0% | $5,432-64.8% | $4,876-60.7% |
| Participant deferral / active EE | $2,854 | $5,629-49.3% | $4,939-42.2% | $5,439-47.5% |
| Admin fee / account holder | $11,760 | $16,852-30.2% | $13,881-15.3% | $10,886+8.0% |