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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,206 | $134,817-47.2% | $123,973-42.6% | $155,188-54.1% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.7%+6.7pp | 80.8%+2.5pp |
| Annual return | 14.86% | 515.49%-500.6pp | 388.13%-373.3pp | 148.84%-134.0pp |
| Employer contribution / active EE | $10,560 | $4,425+138.6% | $4,126+156.0% | $4,248+148.6% |
| Participant deferral / active EE | $7,218 | $5,706+26.5% | $5,247+37.6% | $6,531+10.5% |
| Admin fee / account holder | $5,037 | $13,245-62.0% | $11,799-57.3% | $14,480-65.2% |