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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,543 | $69,977-36.3% | $108,582-59.0% | $62,881-29.2% |
| Participation rate | 69.4% | 72.9%-3.5pp | 79.6%-10.1pp | 69.3%+0.1pp |
| Annual return | 4.63% | 10.73%-6.1pp | -51.70%+56.3pp | 20.14%-15.5pp |
| Employer contribution / active EE | $5,228 | $2,135+144.9% | $3,758+39.1% | $2,281+129.2% |
| Participant deferral / active EE | $4,296 | $3,165+35.7% | $4,311-0.4% | $3,203+34.1% |
| Admin fee / account holder | $0 | $5,076-100.0% | $7,645-100.0% | $4,296-100.0% |