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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,461 | $85,766-43.5% | $136,298-64.4% | $70,126-30.9% |
| Participation rate | 70.7% | 74.2%-3.5pp | 81.9%-11.2pp | 69.5%+1.1pp |
| Annual return | 21.03% | 31.46%-10.4pp | 5156.27%-5135.2pp | 73.15%-52.1pp |
| Employer contribution / active EE | $3,250 | $2,966+9.6% | $4,696-30.8% | $2,343+38.7% |
| Participant deferral / active EE | $8,600 | $5,051+70.2% | $6,247+37.7% | $3,332+158.1% |
| Admin fee / account holder | $2,320 | $5,421-57.2% | $9,244-74.9% | $4,645-50.1% |