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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,724 | $209,874-67.3% | $189,537-63.7% | $167,536-59.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 4.36% | 748.61%-744.3pp | 555.34%-551.0pp | 478.82%-474.5pp |
| Employer contribution / active EE | $1,592 | $6,913-77.0% | $6,161-74.2% | $4,839-67.1% |
| Participant deferral / active EE | $16,682 | $8,934+86.7% | $8,220+102.9% | $6,342+163.0% |
| Admin fee / account holder | $33,086 | $14,299+131.4% | $12,048+174.6% | $12,315+168.7% |