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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,873 | $85,171-49.7% | $172,752-75.2% | $72,975-41.3% |
| Participation rate | 90.0% | 70.1%+19.9pp | 82.6%+7.4pp | 69.5%+20.5pp |
| Annual return | 23.19% | 27.32%-4.1pp | 802.97%-779.8pp | 81.01%-57.8pp |
| Employer contribution / active EE | $852 | $3,324-74.4% | $5,144-83.4% | $2,440-65.1% |
| Participant deferral / active EE | $5,907 | $3,260+81.2% | $5,198+13.6% | $3,608+63.7% |
| Admin fee / account holder | $690 | $5,880-88.3% | $13,955-95.1% | $5,124-86.5% |