Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,465 | $98,776-77.3% | $149,745-85.0% | $79,856-71.9% |
| Participation rate | 46.5% | 75.8%-29.3pp | 82.5%-36.0pp | 69.6%-23.1pp |
| Annual return | 50.35% | 27.38%+23.0pp | 276.72%-226.4pp | 31.71%+18.6pp |
| Employer contribution / active EE | $2,894 | $3,217-10.1% | $4,646-37.7% | $2,471+17.1% |
| Participant deferral / active EE | $5,504 | $5,681-3.1% | $6,843-19.6% | $3,741+47.1% |
| Admin fee / account holder | $3,035 | $6,053-49.9% | $9,312-67.4% | $5,306-42.8% |