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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,453 | $91,179+42.0% | $178,499-27.5% | $79,852+62.1% |
| Participation rate | 81.3% | 69.2%+12.0pp | 81.9%-0.7pp | 69.6%+11.6pp |
| Annual return | 14.24% | 24.19%-10.0pp | 151.10%-136.9pp | 31.72%-17.5pp |
| Employer contribution / active EE | $3,896 | $3,256+19.7% | $5,011-22.2% | $2,471+57.7% |
| Participant deferral / active EE | $6,102 | $3,236+88.6% | $5,202+17.3% | $3,740+63.1% |
| Admin fee / account holder | $7,464 | $6,749+10.6% | $13,986-46.6% | $5,306+40.7% |