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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,430 | $81,668-68.9% | $58,507-56.5% | $139,487-81.8% |
| Participation rate | 62.5% | 61.3%+1.2pp | 50.9%+11.6pp | 80.3%-17.8pp |
| Annual return | 23.37% | 7430.07%-7406.7pp | 4252.32%-4229.0pp | 373.84%-350.5pp |
| Employer contribution / active EE | $1,558 | $1,398+11.5% | $1,053+47.9% | $4,755-67.2% |
| Participant deferral / active EE | $4,031 | $2,554+57.9% | $1,922+109.7% | $6,713-39.9% |
| Admin fee / account holder | $860 | $3,212-73.2% | $2,486-65.4% | $11,407-92.5% |