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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,278 | $106,247+14.1% | $96,515+25.7% | $139,466-13.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.46% | 38.47%-23.0pp | 35.73%-20.3pp | 373.66%-358.2pp |
| Employer contribution / active EE | $11,349 | $4,106+176.4% | $3,740+203.5% | $4,754+138.7% |
| Participant deferral / active EE | $8,429 | $5,456+54.5% | $4,880+72.7% | $6,712+25.6% |
| Admin fee / account holder | $2,885 | $7,885-63.4% | $6,735-57.2% | $11,409-74.7% |