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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,059 | $81,504+49.8% | $102,437+19.2% | $80,959+50.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.67% | 25.60%-14.9pp | 24.95%-14.3pp | 35.67%-25.0pp |
| Employer contribution / active EE | $9,211 | $3,104+196.8% | $3,871+138.0% | $2,757+234.1% |
| Participant deferral / active EE | $6,975 | $3,871+80.2% | $5,060+37.8% | $4,300+62.2% |
| Admin fee / account holder | $4,595 | $6,719-31.6% | $8,388-45.2% | $6,925-33.6% |