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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,677 | $202,342+9.1% | $172,753+27.7% | $152,909+44.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.84% | 1029.88%-1003.0pp | 803.00%-776.2pp | 345.46%-318.6pp |
| Employer contribution / active EE | $9,918 | $5,857+69.3% | $5,144+92.8% | $4,764+108.2% |
| Participant deferral / active EE | $7,124 | $5,948+19.8% | $5,198+37.1% | $5,851+21.7% |
| Admin fee / account holder | $1,707 | $17,112-90.0% | $13,956-87.8% | $11,601-85.3% |