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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,232 | $81,233+301.6% | $155,567+109.7% | $80,874+303.4% |
| Participation rate | 85.7% | 66.2%+19.5pp | 78.2%+7.5pp | 67.6%+18.1pp |
| Annual return | 19.51% | 33.33%-13.8pp | 64.74%-45.2pp | 35.62%-16.1pp |
| Employer contribution / active EE | $4,678 | $3,101+50.9% | $4,674+0.1% | $2,756+69.7% |
| Participant deferral / active EE | $5,736 | $3,452+66.2% | $5,628+1.9% | $4,297+33.5% |
| Admin fee / account holder | $13,906 | $7,998+73.9% | $15,916-12.6% | $6,935+100.5% |