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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,232 | $81,358+301.0% | $155,556+109.7% | $80,959+303.0% |
| Participation rate | 85.7% | 66.3%+19.4pp | 78.2%+7.5pp | 67.7%+18.0pp |
| Annual return | 19.51% | 33.39%-13.9pp | 64.84%-45.3pp | 35.67%-16.2pp |
| Employer contribution / active EE | $4,678 | $3,106+50.6% | $4,6750% | $2,757+69.7% |
| Participant deferral / active EE | $5,736 | $3,455+66.0% | $5,631+1.9% | $4,300+33.4% |
| Admin fee / account holder | $13,906 | $7,994+74.0% | $15,885-12.5% | $6,925+100.8% |