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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,505 | $209,874-57.4% | $189,537-52.8% | $167,536-46.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.85% | 748.61%-732.8pp | 555.34%-539.5pp | 478.82%-463.0pp |
| Employer contribution / active EE | $533 | $6,913-92.3% | $6,161-91.3% | $4,839-89.0% |
| Participant deferral / active EE | $6,500 | $8,934-27.2% | $8,220-20.9% | $6,342+2.5% |
| Admin fee / account holder | $626 | $14,299-95.6% | $12,048-94.8% | $12,315-94.9% |