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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,719 | $133,998-75.6% | $112,263-70.9% | $134,545-75.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -15.32% | 47.17%-62.5pp | 27.49%-42.8pp | 418.37%-433.7pp |
| Employer contribution / active EE | $8,875 | $4,040+119.7% | $3,636+144.1% | $4,742+87.2% |
| Participant deferral / active EE | $5,212 | $5,292-1.5% | $4,729+10.2% | $6,401-18.6% |
| Admin fee / account holder | $986 | $7,493-86.8% | $6,410-84.6% | $11,431-91.4% |