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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $97,005 |
MMA SECURITIES LLC1 year Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $20,040 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,116 | $99,168-77.7% | $96,534-77.1% | $74,460-70.3% |
| Participation rate | 93.7% | 80.7%+13.0pp | 76.0%+17.7pp | 70.7%+23.0pp |
| Annual return | 18.65% | 22.40%-3.8pp | 25.88%-7.2pp | 34.38%-15.7pp |
| Employer contribution / active EE | $1,782 | $2,570-30.7% | $2,965-39.9% | $2,638-32.5% |
| Participant deferral / active EE | $6,657 | $4,936+34.9% | $4,851+37.2% | $4,530+47.0% |
| Admin fee / account holder | $232 | $225+3.3% | $8,253-97.2% | $348-33.2% |