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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,692 | $96,678-53.8% | $86,640-48.4% | $139,466-68.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 19.85% | 106.69%-86.8pp | 592.52%-572.7pp | 373.66%-353.8pp |
| Employer contribution / active EE | $7,460 | $3,265+128.4% | $3,024+146.7% | $4,754+56.9% |
| Participant deferral / active EE | $8,229 | $4,837+70.1% | $4,438+85.4% | $6,712+22.6% |
| Admin fee / account holder | $1,251 | $6,410-80.5% | $5,616-77.7% | $11,409-89.0% |