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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,122 | $65,125+15.3% | $143,797-47.8% | $66,949+12.2% |
| Participation rate | 88.0% | 65.2%+22.8pp | 80.3%+7.6pp | 69.8%+18.1pp |
| Annual return | -19.81% | -11.13%-8.7pp | -0.04%-19.8pp | 1.57%-21.4pp |
| Employer contribution / active EE | $4,317 | $2,362+82.7% | $4,952-12.8% | $2,545+69.6% |
| Participant deferral / active EE | $10,768 | $2,920+268.7% | $5,638+91.0% | $4,239+154.0% |
| Admin fee / account holder | $2,988 | $503+494.3% | $14,679-79.6% | $594+403.3% |