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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,895 | $183,988-37.0% | $162,177-28.5% | $152,897-24.2% |
| Participation rate | 91.7% | 88.5%+3.2pp | 87.6%+4.1pp | 82.5%+9.2pp |
| Annual return | 18.82% | 150.79%-132.0pp | 115.60%-96.8pp | 345.43%-326.6pp |
| Employer contribution / active EE | $4,719 | $6,370-25.9% | $5,613-15.9% | $4,764-0.9% |
| Participant deferral / active EE | $10,666 | $8,032+32.8% | $7,297+46.2% | $5,851+82.3% |
| Admin fee / account holder | $6,339 | $13,123-51.7% | $10,843-41.5% | $11,599-45.4% |