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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,467 | $82,674+13.1% | $125,381-25.5% | $68,486+36.5% |
| Participation rate | 87.3% | 75.1%+12.2pp | 82.4%+4.9pp | 67.9%+19.4pp |
| Annual return | -16.25% | -5.97%-10.3pp | 572.31%-588.6pp | -7.85%-8.4pp |
| Employer contribution / active EE | $5,039 | $3,382+49.0% | $4,815+4.7% | $2,597+94.1% |
| Participant deferral / active EE | $11,985 | $6,111+96.1% | $7,448+60.9% | $4,028+197.6% |
| Admin fee / account holder | $1,566 | $6,277-75.1% | $10,007-84.4% | $5,404-71.0% |