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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,747 | $100,938-51.7% | $90,461-46.1% | $158,982-69.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.41% | 1727.20%-1714.8pp | 1294.76%-1282.4pp | 302.99%-290.6pp |
| Employer contribution / active EE | $2,143 | $3,691-42.0% | $3,264-34.3% | $4,763-55.0% |
| Participant deferral / active EE | $9,041 | $4,350+107.9% | $3,964+128.1% | $5,983+51.1% |
| Admin fee / account holder | $1,030 | $6,510-84.2% | $5,617-81.7% | $11,252-90.8% |