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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,047 | $165,399-43.7% | $149,745-37.9% | $158,982-41.5% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 16.58% | 348.34%-331.8pp | 276.72%-260.1pp | 302.99%-286.4pp |
| Employer contribution / active EE | $9,434 | $5,105+84.8% | $4,646+103.1% | $4,763+98.1% |
| Participant deferral / active EE | $7,173 | $7,183-0.1% | $6,843+4.8% | $5,983+19.9% |
| Admin fee / account holder | $1,866 | $10,811-82.7% | $9,312-80.0% | $11,252-83.4% |