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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,477 | $91,037-75.3% | $71,671-68.6% | $147,586-84.8% |
| Participation rate | 50.0% | 76.1%-26.1pp | 68.7%-18.7pp | 82.8%-32.8pp |
| Annual return | 9.40% | 20.48%-11.1pp | 20.65%-11.3pp | 578.59%-569.2pp |
| Employer contribution / active EE | $514 | $3,327-84.6% | $2,460-79.1% | $4,876-89.5% |
| Participant deferral / active EE | $3,745 | $4,498-16.7% | $3,438+8.9% | $5,439-31.1% |
| Admin fee / account holder | $20 | $8,613-99.8% | $5,558-99.6% | $10,886-99.8% |