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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,947 | $175,231-24.1% | $149,696-11.2% | $139,466-4.7% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 16.33% | 166.77%-150.4pp | 134.46%-118.1pp | 373.66%-357.3pp |
| Employer contribution / active EE | $3,570 | $5,478-34.8% | $4,821-25.9% | $4,754-24.9% |
| Participant deferral / active EE | $8,625 | $6,521+32.3% | $5,682+51.8% | $6,712+28.5% |
| Admin fee / account holder | $1,620 | $16,155-90.0% | $13,212-87.7% | $11,409-85.8% |