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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,450 | $165,399-39.3% | $149,745-32.9% | $158,982-36.8% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 12.59% | 348.34%-335.7pp | 276.72%-264.1pp | 302.99%-290.4pp |
| Employer contribution / active EE | $2,324 | $5,105-54.5% | $4,646-50.0% | $4,763-51.2% |
| Participant deferral / active EE | $12,446 | $7,183+73.3% | $6,843+81.9% | $5,983+108.0% |
| Admin fee / account holder | $833 | $10,811-92.3% | $9,312-91.1% | $11,252-92.6% |