Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,371 | $89,652-89.5% | $141,191-93.4% | $65,185-85.6% |
| Participation rate | 8.9% | 74.7%-65.8pp | 82.5%-73.6pp | 70.2%-61.3pp |
| Annual return | 19.28% | 32.79%-13.5pp | 71.41%-52.1pp | 29.38%-10.1pp |
| Employer contribution / active EE | $0 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $617 | $5,691-89.2% | $6,710-90.8% | $3,514-82.4% |
| Admin fee / account holder | $1,394 | $569+145.3% | $10,264-86.4% | $847+64.6% |