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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,930 | $110,379+352.0% | $102,412+387.2% | $145,884+242.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.28% | 24.84%-12.6pp | 24.94%-12.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $23,919 | $4,216+467.3% | $3,870+518.1% | $4,662+413.0% |
| Participant deferral / active EE | $15,562 | $5,622+176.8% | $5,060+207.5% | $6,690+132.6% |
| Admin fee / account holder | $1,104 | $9,745-88.7% | $8,388-86.8% | $13,392-91.8% |