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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,993 | $165,381-77.6% | $149,730-75.3% | $158,966-76.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 347.36% | 348.29%-0.9pp | 276.70%+70.7pp | 302.95%+44.4pp |
| Employer contribution / active EE | $4,258 | $5,104-16.6% | $4,645-8.3% | $4,762-10.6% |
| Participant deferral / active EE | $8,817 | $7,182+22.8% | $6,843+28.8% | $5,983+47.4% |
| Admin fee / account holder | $4,827 | $10,809-55.3% | $9,310-48.2% | $11,250-57.1% |