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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,585 | $98,766+170.9% | $149,730+78.7% | $79,852+235.1% |
| Participation rate | 93.7% | 75.8%+17.9pp | 82.5%+11.2pp | 69.6%+24.0pp |
| Annual return | 16.10% | 27.43%-11.3pp | 276.70%-260.6pp | 31.72%-15.6pp |
| Employer contribution / active EE | $9,614 | $3,217+198.9% | $4,645+107.0% | $2,471+289.1% |
| Participant deferral / active EE | $10,074 | $5,681+77.3% | $6,843+47.2% | $3,740+169.3% |
| Admin fee / account holder | $1,573 | $6,052-74.0% | $9,310-83.1% | $5,306-70.4% |