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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,184 | $185,312-20.0% | $161,489-8.2% | $154,746-4.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.62% | 103.84%-87.2pp | 89.72%-73.1pp | 172.34%-155.7pp |
| Employer contribution / active EE | $11,602 | $4,769+143.3% | $4,268+171.8% | $4,379+164.9% |
| Participant deferral / active EE | $20,343 | $6,350+220.4% | $5,630+261.3% | $6,730+202.3% |
| Admin fee / account holder | $2,656 | $18,654-85.8% | $16,006-83.4% | $14,365-81.5% |