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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,748 | $135,956-60.5% | $123,894-56.6% | $273,972-80.4% |
| Participation rate | 90.5% | 84.1%+6.4pp | 81.4%+9.1pp | 83.0%+7.5pp |
| Annual return | 26.50% | 56.63%-30.1pp | 47.52%-21.0pp | 41.46%-15.0pp |
| Employer contribution / active EE | $3,036 | $5,170-41.3% | $4,617-34.2% | $4,869-37.6% |
| Participant deferral / active EE | $6,233 | $6,343-1.7% | $5,984+4.2% | $5,287+17.9% |
| Admin fee / account holder | $1,382 | $9,817-85.9% | $8,357-83.5% | $10,133-86.4% |