Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,176 | $81,476+57.3% | $102,383+25.2% | $80,925+58.4% |
| Participation rate | 38.3% | 66.8%-28.5pp | 74.5%-36.2pp | 67.7%-29.3pp |
| Annual return | 13.77% | 25.59%-11.8pp | 24.94%-11.2pp | 35.65%-21.9pp |
| Employer contribution / active EE | $1,513 | $3,105-51.3% | $3,870-60.9% | $2,756-45.1% |
| Participant deferral / active EE | $3,614 | $3,871-6.6% | $5,060-28.6% | $4,299-15.9% |
| Admin fee / account holder | $9,454 | $6,717+40.7% | $8,391+12.7% | $6,940+36.2% |