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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,997 | $165,399-23.2% | $149,745-15.2% | $158,982-20.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 59.17% | 348.34%-289.2pp | 276.72%-217.5pp | 302.99%-243.8pp |
| Employer contribution / active EE | $3,557 | $5,105-30.3% | $4,646-23.4% | $4,763-25.3% |
| Participant deferral / active EE | $6,777 | $7,183-5.6% | $6,843-1.0% | $5,983+13.3% |
| Admin fee / account holder | $1,017 | $10,811-90.6% | $9,312-89.1% | $11,252-91.0% |