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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,253 | $115,814-64.4% | $101,275-59.3% | $158,982-74.1% |
| Participation rate | 76.2% | 79.4%-3.2pp | 75.8%+0.4pp | 82.0%-5.8pp |
| Annual return | 8.66% | 56.16%-47.5pp | 46.48%-37.8pp | 302.99%-294.3pp |
| Employer contribution / active EE | $1,771 | $4,176-57.6% | $3,660-51.6% | $4,763-62.8% |
| Participant deferral / active EE | $3,152 | $4,958-36.4% | $4,371-27.9% | $5,983-47.3% |
| Admin fee / account holder | $3,961 | $7,249-45.4% | $5,948-33.4% | $11,252-64.8% |