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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,714 | $181,896-64.4% | $156,551-58.7% | $273,972-76.4% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 6.80% | 30.74%-23.9pp | 32.23%-25.4pp | 41.46%-34.7pp |
| Employer contribution / active EE | $1,596 | $6,248-74.5% | $5,501-71.0% | $4,869-67.2% |
| Participant deferral / active EE | $3,793 | $5,550-31.7% | $4,871-22.1% | $5,287-28.3% |
| Admin fee / account holder | $1,165 | $15,560-92.5% | $13,028-91.1% | $10,133-88.5% |