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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,394 | $65,027-65.6% | $90,970-75.4% | $79,852-72.0% |
| Participation rate | 39.5% | 61.6%-22.1pp | 69.0%-29.5pp | 69.6%-30.1pp |
| Annual return | 19.77% | 30.45%-10.7pp | 134.58%-114.8pp | 31.72%-11.9pp |
| Employer contribution / active EE | $124 | $1,247-90.1% | $2,122-94.2% | $2,471-95.0% |
| Participant deferral / active EE | $1,459 | $2,512-41.9% | $3,373-56.7% | $3,740-61.0% |
| Admin fee / account holder | $284 | $4,535-93.7% | $5,960-95.2% | $5,306-94.7% |