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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,331 | $96,419-87.2% | $80,648-84.7% | $139,487-91.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | -31.52% | 1352.86%-1384.4pp | 937.21%-968.7pp | 373.84%-405.4pp |
| Employer contribution / active EE | $1,260 | $3,261-61.4% | $2,724-53.7% | $4,755-73.5% |
| Participant deferral / active EE | $4,087 | $5,225-21.8% | $4,443-8.0% | $6,713-39.1% |
| Admin fee / account holder | $3,096 | $6,605-53.1% | $5,382-42.5% | $11,407-72.9% |