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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,093 | $202,342-21.4% | $172,752-7.9% | $152,897+4.1% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 21.43% | 1029.83%-1008.4pp | 802.97%-781.5pp | 345.43%-324.0pp |
| Employer contribution / active EE | $11,650 | $5,858+98.9% | $5,144+126.5% | $4,764+144.6% |
| Participant deferral / active EE | $1,793 | $5,948-69.9% | $5,198-65.5% | $5,851-69.4% |
| Admin fee / account holder | $2,275 | $17,111-86.7% | $13,955-83.7% | $11,599-80.4% |