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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,120 | $175,259+17.6% | $149,723+37.7% | $139,487+47.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.29% | 166.82%-147.5pp | 134.50%-115.2pp | 373.84%-354.6pp |
| Employer contribution / active EE | $3,169 | $5,478-42.2% | $4,821-34.3% | $4,755-33.3% |
| Participant deferral / active EE | $5,368 | $6,522-17.7% | $5,682-5.5% | $6,713-20.0% |
| Admin fee / account holder | $1,641 | $16,158-89.8% | $13,215-87.6% | $11,407-85.6% |