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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,107 | $185,905-80.0% | $170,057-78.2% | $139,487-73.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 34.15% | 60.56%-26.4pp | 53.42%-19.3pp | 373.84%-339.7pp |
| Employer contribution / active EE | $8,483 | $7,597+11.7% | $6,790+24.9% | $4,755+78.4% |
| Participant deferral / active EE | $8,147 | $11,627-29.9% | $10,411-21.7% | $6,713+21.4% |
| Admin fee / account holder | $807 | $15,397-94.8% | $12,826-93.7% | $11,407-92.9% |