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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,860 | $108,911+10.1% | $100,392+19.4% | $145,884-17.8% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 3.97% | 58.23%-54.3pp | 49.45%-45.5pp | 551.85%-547.9pp |
| Employer contribution / active EE | $1,549 | $4,420-65.0% | $3,941-60.7% | $4,662-66.8% |
| Participant deferral / active EE | $1,758 | $8,459-79.2% | $8,090-78.3% | $6,690-73.7% |
| Admin fee / account holder | $5,631 | $9,698-41.9% | $7,904-28.8% | $13,392-58.0% |