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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,045 | $175,231-48.0% | $149,696-39.2% | $139,466-34.7% |
| Participation rate | 54.5% | 83.4%-28.8pp | 78.8%-24.2pp | 80.3%-25.8pp |
| Annual return | 20.47% | 166.77%-146.3pp | 134.46%-114.0pp | 373.66%-353.2pp |
| Employer contribution / active EE | $1,324 | $5,478-75.8% | $4,821-72.5% | $4,754-72.2% |
| Participant deferral / active EE | $6,568 | $6,521+0.7% | $5,682+15.6% | $6,712-2.1% |
| Admin fee / account holder | $1,418 | $16,155-91.2% | $13,212-89.3% | $11,409-87.6% |