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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,566 | $93,617+52.3% | $135,982+4.8% | $75,177+89.6% |
| Participation rate | 94.0% | 75.2%+18.8pp | 81.9%+12.1pp | 67.2%+26.8pp |
| Annual return | 16.18% | 30.89%-14.7pp | 68.32%-52.1pp | 160.75%-144.6pp |
| Employer contribution / active EE | $5,361 | $3,538+51.5% | $4,859+10.3% | $2,671+100.7% |
| Participant deferral / active EE | $9,166 | $6,406+43.1% | $7,760+18.1% | $4,126+122.1% |
| Admin fee / account holder | $6,388 | $6,980-8.5% | $10,767-40.7% | $5,651+13.0% |