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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,129 | $209,422+37.6% | $178,503+61.4% | $158,982+81.2% |
| Participation rate | 76.9% | 86.4%-9.4pp | 81.9%-5.0pp | 82.0%-5.0pp |
| Annual return | 15.55% | 188.81%-173.3pp | 151.12%-135.6pp | 302.99%-287.4pp |
| Employer contribution / active EE | $7,621 | $5,707+33.5% | $5,011+52.1% | $4,763+60.0% |
| Participant deferral / active EE | $4,670 | $5,955-21.6% | $5,202-10.2% | $5,983-22.0% |
| Admin fee / account holder | $11,963 | $17,079-30.0% | $13,987-14.5% | $11,252+6.3% |