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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,336 | $175,231-53.6% | $149,696-45.7% | $139,466-41.7% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 20.37% | 166.77%-146.4pp | 134.46%-114.1pp | 373.66%-353.3pp |
| Employer contribution / active EE | $5,753 | $5,478+5.0% | $4,821+19.3% | $4,754+21.0% |
| Participant deferral / active EE | $17,228 | $6,521+164.2% | $5,682+203.2% | $6,712+156.7% |
| Admin fee / account holder | $7,141 | $16,155-55.8% | $13,212-46.0% | $11,409-37.4% |