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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $910 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $667 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,377 | $64,176-34.0% | $112,249-62.2% | $66,938-36.7% |
| Participation rate | 69.3% | 68.4%+0.9pp | 75.1%-5.8pp | 69.8%-0.5pp |
| Annual return | -5.44% | -13.80%+8.4pp | 27.48%-32.9pp | 1.58%-7.0pp |
| Employer contribution / active EE | $3,542 | $3,007+17.8% | $3,636-2.6% | $2,545+39.2% |
| Participant deferral / active EE | $2,723 | $3,694-26.3% | $4,729-42.4% | $4,238-35.7% |
| Admin fee / account holder | $416 | $626-33.5% | $6,412-93.5% | $594-29.9% |