Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,773 | $80,855-81.7% | $153,416-90.4% | $86,983-83.0% |
| Participation rate | 32.5% | 64.1%-31.6pp | 74.3%-41.8pp | 69.5%-37.0pp |
| Annual return | 19.74% | 16.18%+3.6pp | 17.84%+1.9pp | 25.83%-6.1pp |
| Employer contribution / active EE | $571 | $2,308-75.3% | $3,764-84.8% | $2,584-77.9% |
| Participant deferral / active EE | $680 | $3,333-79.6% | $4,723-85.6% | $4,194-83.8% |
| Admin fee / account holder | $368 | $6,908-94.7% | $13,095-97.2% | $7,856-95.3% |