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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,193 | $138,114+58.0% | $125,391+74.0% | $134,545+62.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.85% | 750.88%-762.7pp | 572.41%-584.3pp | 418.37%-430.2pp |
| Employer contribution / active EE | $20,385 | $5,246+288.6% | $4,816+323.3% | $4,742+329.9% |
| Participant deferral / active EE | $16,213 | $7,801+107.8% | $7,448+117.7% | $6,401+153.3% |
| Admin fee / account holder | $780 | $11,570-93.3% | $10,009-92.2% | $11,431-93.2% |