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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,258 | $61,390-81.7% | $112,228-90.0% | $75,177-85.0% |
| Participation rate | 75.0% | 61.6%+13.4pp | 72.4%+2.6pp | 67.2%+7.8pp |
| Annual return | 31.52% | 28.47%+3.1pp | 30.23%+1.3pp | 160.75%-129.2pp |
| Employer contribution / active EE | $2,253 | $2,015+11.8% | $3,432-34.4% | $2,671-15.7% |
| Participant deferral / active EE | $3,043 | $3,108-2.1% | $4,800-36.6% | $4,126-26.3% |
| Admin fee / account holder | $479 | $4,862-90.1% | $7,752-93.8% | $5,651-91.5% |