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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,832 | $97,761+25.6% | $83,850+46.5% | $135,382-9.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.91% | 1287.44%-1297.4pp | 850.92%-860.8pp | 519.77%-529.7pp |
| Employer contribution / active EE | $16,082 | $4,222+280.9% | $3,631+342.9% | $4,779+236.5% |
| Participant deferral / active EE | $11,306 | $4,682+141.5% | $4,082+177.0% | $5,609+101.6% |
| Admin fee / account holder | $690 | $6,674-89.7% | $5,478-87.4% | $10,829-93.6% |